An honest comparison

Apple Passwords is great.
Here's when you need more.

Since macOS Sequoia, the built-in Passwords app generates two-factor codes for free: it verifies TOTP codes, has a small menu-bar companion, autofills in Safari and some browsers, and syncs through iCloud. For many people, that's genuinely enough. HotKey OTP is for the moments it isn't — when the code has to land in a terminal, a VPN client, a Slack prompt, or any of the thirty accounts you juggle every day.

Free for 14 days, no card or account needed · then $4.99/month or $17.99 once · macOS 13 Ventura or later

Head to head

HotKey OTP vs Apple Passwords

Both apps generate standard TOTP codes and sync through iCloud. The difference is where those codes can go — and how fast you can get to them.

HotKey OTP Apple Passwords
Price 14-day free trial, then $17.99 once — or $4.99/month Free, built into macOS Sequoia
TOTP verification codes Plus HOTP, SHA-256/512, 6–8 digits, custom periods Standard TOTP
Autofill in Safari The hotkey types codes into Safari like any other app Native autofill; other browsers via the iCloud Passwords extension
Codes in every app Global hotkey types the code wherever your cursor is — Terminal, VS Code, Slack, remote desktops Autofill reaches Safari and supported browsers, not native apps
All codes at a glance One menu-bar list, one click to copy — plus a ⌥⌘K search palette Codes live inside each login item; the menu-bar mini-app shows one login at a time
Steam Guard Generates Steam's five-character codes Not supported
Clock-drift auto-correction Codes stay valid even when a device's clock drifts
Next-code preview See the upcoming code before the current one expires
Folders & favorites Organize accounts your way, pin the ones you use daily
Backups & export iCloud Keychain sync plus encrypted file backups and QR export — your data is never locked in iCloud sync
Passkeys As a dedicated authenticator you choose in AutoFill settings (macOS 14+) Built in
Where it matters

Three moments Apple Passwords can't reach

Autofill is wonderful — right up until the code field isn't in a browser.

👩‍💻

You live in the terminal

An aws sso login prompt, a VPN client, an SSH gateway asking for a verification code. Apple Passwords can't autofill there — you'd open the app, find the login, copy, switch back, paste. With HotKey OTP you press one hotkey and the code is typed into the prompt, cursor and all.

🗂️

You have 30+ accounts

When codes hide inside individual login items, every sign-in starts with a search. HotKey OTP shows everything in one menu-bar list — folders, favorites on top, a next-code preview so an expiring timer never catches you mid-type, and clock-drift correction so codes just work.

🎮

You play on Steam

Steam Guard uses its own five-character code format that Apple Passwords doesn't generate. HotKey OTP speaks it natively — add your Steam account and trade confirmations stop depending on your phone being within reach.

Questions

Good to know

Is Apple Passwords good enough as an authenticator?

Honestly — for a lot of people, yes. If you have a handful of accounts, sign in mostly through Safari, and don't mind codes living inside each login item, the built-in app is free and solid. HotKey OTP earns its place when your codes need to go beyond the browser, when you have enough accounts that organization matters, or when you use services Apple doesn't cover, like Steam Guard.

Does Apple Passwords work outside Safari?

Partly. It autofills in Safari natively, and in Chrome, Edge and Firefox through the iCloud Passwords extension. It doesn't reach native apps — terminals, code editors, chat apps, VPN clients or remote-desktop sessions. HotKey OTP's global hotkey types the code into whatever app has your cursor, so it works in all of those, browsers included.

Can I use HotKey OTP and Apple Passwords together?

Yes, and it's a sensible setup. When a service shows its 2FA setup QR, you can scan the same QR into both apps — they'll generate identical codes. Some people keep Apple Passwords for Safari autofill and use HotKey OTP everywhere else. There's no conflict; TOTP is an open standard.

Does HotKey OTP replace Apple Passwords for my passwords?

No — and it doesn't try to. HotKey OTP is a dedicated authenticator: two-factor codes and passkeys, with recovery-code storage, encrypted backups and QR export. Keep managing passwords wherever you do today; HotKey OTP handles the second factor, everywhere on your Mac.

Do the two apps sync the same way?

Both use iCloud for sync. HotKey OTP stores secrets in the macOS Keychain and syncs them end-to-end encrypted via iCloud Keychain to your other Macs and to the iPhone, iPad & Apple Watch app — nothing touches our servers. On top of that it adds encrypted file backups and QR export, so you always hold a copy of your own data.

Keep Apple Passwords. Add superpowers.

Try HotKey OTP free for 14 days and see how often one hotkey beats copy-and-paste.

Free for 14 days · then $4.99/month or $17.99 once · macOS 13 Ventura or later